GROUP EMPLOYEE BENEFITS
Protect Your Employees with Health, Dental, Life & Disability Insurance
We're your partner in providing affordable, group health care benefits for small businesses in Ontario.
Our solutions are designed to help you attract and retain top talent while managing your bottom line. Foundationally we offer two main packages, from a large selection of solution providers best suite you needs.
Prepackaged Health Benefits
Prepackaged Health Benefits: Standardized plans offering medical, dental, vision, and sometimes mental health services.
Our Advantages: Cost savings through economies of scale, simplified administration, enhanced employee satisfaction, and regulatory compliance.
Personalized Health Benefits Plans
Personalized Health Plans: Customized options tailored to individual employee needs.
Our Advantages: Tailored coverage, flexibility, increased employee satisfaction and cost savings for both the employer and the employee.
Our Benefits Packages Include
Explore the comprehensive benefits designed to support your team’s health and well-being. We prioritize your success above all else. Our solutions are designed with compassion and care, ensuring your employees, clients, and community are well-supported.
Prescription Drugs
Prescription drug coverage to help with costs of necessary medications.
Dental Care
From cleanings to root canals, we’ve got your dental needs covered.
Paramedical Services
Access to physiotherapy, chiropractic care, and more for holistic health.
Hospital Room Upgrades
Semi-private or private rooms.
Accidental Dental
Coverage for dental injuries due to trauma.
Vision Care
Glasses, contact lenses, and vision testing.
Ambulance Services
Emergency transportation coverage to & from a medical facility.
Orthopedic Shoes & Orthotics
Coverage for dental injuries due to trauma.
Life & Disability Insurance
Coverages include, Disability Insurance, Term & Permanent Life Insurance.
& More!
Ready to enhance employee satisfaction & improve your bottom-line?
Health & Dental Insurance: Shield Your Employees Against Unexpected Costs
Health and dental insurance protect your employees from unexpected medical and dental expenses, offering a comprehensive range of coverage, including:
Basic health and dental plans help employees budget for routine procedures, making it easier to manage healthcare costs with a small monthly premium rather than facing large, unexpected bills.
We specialize in offering these comprehensive health and dental insurance solutions to businesses with 10 to 100+ employees. Regardless of company size, we tailor our offerings to ensure every business can provide valuable benefits to their team.
Life Insurance: Term vs. Permanent
Term Life Insurance
Offers coverage for a specific period, typically 10 or 20 years, with stable premiums throughout the term. It's ideal for covering temporary needs such as mortgage protection, income replacement, or providing for your family during child-rearing years.
Permanent Life Insurance
Provides lifelong coverage, making it suitable for long-term needs like covering final expenses or leaving a legacy. Premiums remain stable for life, and coverage does not expire. Some plans offer the option to pay premiums for a limited period while maintaining lifelong coverage.
We cater to businesses of varying sizes, ensuring that both term and permanent life insurance options are available to meet the unique needs of your organization.
Disability Insurance: Protecting Your Most Valuable Asset
Your ability to earn an income is your most valuable asset, funding your lifestyle and securing your financial future. Protecting this asset is crucial.
Disability Insurance ensures income replacement if an employee becomes disabled, allowing them to focus on recovery without the added stress of financial concerns. This coverage is essential for safeguarding your team’s financial well-being in case of illness or injury.
Whether your business has 10 employees or 100, we provide tailored disability insurance solutions to protect your team’s financial security.
Review your employee benefits package carefully to understand the waiting periods, benefit durations, and the specific coverage offered. Disability insurance may not be automatically included, so it's important to know what to ask for and where to find it.
